Life, Health, Disability & Term Insurance Broker Calgary

Life and Health Insurance Is Complicated!

Would you like help navigating this endless sea of insurance options? At Life Guard Insurance, we help you solve your life, health, disability and term insurance needs.

Calgary’s First Choice For Life Insurance

Life Guard Insurance is an independent Life and Living Benefits Insurance Agency serving Calgary and surrounding area. We help you find insurance products in the Canadian marketplace to suit your needs, like life insurance, term insurance, disability insurance, critical illness insurance, and more. At Life Guard Insurance, we do this by finding your optimal balance between low cost premiums, long-term value in the life insurance and health insurance products, and addressing your unique family and business needs.

This website is dedicated to you, the Calgary life insurance shopper. There is a wealth of information here to help you research and understand what life insurance and health insurance product(s) would be best for you. Please feel free to get an Instant Life Insurance Quote, or complete an Insurance Needs Analysis to learn more about your insurance needs. To learn more about Life Guard Insurance’s philosophy of helping clients like yourself in the Calgary area, try About Life Guard Insurance. Get the right advice for you – Life Guard Insurance is Life Insurance Calgary, Calgary’s First Choice for Life Insurance.

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If you need more information Life, Health, Disability or Term Insurance, or would like to speak with a Professional Insurance Advisor or broker please contact Life Guard Insurance.

People in Calgary don’t have enough life insurance!

Despite the affluence and positive forward motion of the economy in Calgary, the average person has less life insurance coverage than the rest of Canada. Research from LIMRA (Life Insurance Marketing Research Association) shows that people in Calgary only carry about $350,000 of life insurance protection, and one in 4 adults has no life insurance at all! The aging insurance agent population and the focus on high net worth clients can be blamed, in part, for this phenomenon.

Have You Reviewed Your Insurance Coverage During Key Life Events?

Buying life, disability, health or term insurance isn’t something you are generally thinking about. Even though buying the right kind of life insurance or health coverage can be as important a financial decision as buying a home, it can be an uncomfortable subject for you to review.

There are certain times in life when insurance planning is top of mind, especially when your financial situation has drastically changed. This article will identify many of these life stages and give you a brief outline of the life insurance or health insurance review you should consider adding to your priority list.

10 Reasons To Buy Disability Insurance

If you live in Calgary and are self employed or work for a small company that doesn’t offer group disability insurance benefits, you have probably wondered about whether or not you should buy personal disability insurance. Even if you are covered by group disability insurance, it is very common in Calgary that only a small portion of your total earnings are protected due to bonuses and stock options. This article lists 10 good reasons why someone living in Calgary should consider buying personal disability insurance. Consider this: your health IS your wealth and you are worth far more, financially to yourself and your loved ones, than you probably ever thought you are.

Online Life Insurance Quotes in Calgary

In today’s age of information technology at everyone’s finger tips, shopping for life insurance online seems like an easy and convenient way to get coverage. Avoid the sales pitch, the agent visiting, and research the price you need to pay now!

This all seems straight forward and easy, however this article will explain the process for getting online quotes and what to expect when doing online shopping for life and health insurance.

How Do You Get Good, Honest Advice When Buying Life Insurance In Calgary?

Calgary has become a big city with lots of choices for the consumer. Have you ever been confused when considering your options for buying Life Insurance? Do you trust buying life insurance online or through a call centre and know the advice you are getting is unbiased?

With the advent of technology like the Internet, or the recent surge in telephone call centres, there are numerous ways today you can buy life insurance in Calgary. The most important thing to ask yourself when buying life insurance is where are you going to get the best advice from a truly unbiased source? We can take a look at the numerous ways to purchase life insurance in Calgary and across Alberta today, and assess the pros and cons of dealing with each distribution channel.

What is better for you: Group Insurance or Individual Coverage?

There are many differences between Group Life Insurance and your individually purchased life insurance policy. If you are employed by a large company in Calgary, you probably have group life insurance coverage. While it can provide a great supplement to your existing life insurance plan, group life insurance rarely provides sufficient coverage to stand alone. Rate discounts, additional riders and benefits tuned to your personal needs, portability and duration of coverage and fluctuations in premiums are all things you should consider when reviewing the life insurance provided to you by a Calgary employer’s group benefits plan. Understand the benefits of personal life insurance over a group life insurance contract.

Dedicated to serving the needs of Calgary and Area

If you live in Calgary or the surrounding area and are looking for a life, health, disability or term insurance plans, you want to know you are getting the best insurance broker advice possible, access to the entire Canadian life insurance marketplace, and take action to protect yourself and your family. Turn to Life Guard Insurance/Life Insurance Calgary, Calgary’s First Choice for Life Insurance. Risk protection is what we do, and we do it very well. We are here to help you. Our goal is simple; help you understand what your insurance risks really are, discover what concerns you have and then help you find the most cost effective way of dealing with your risks through life, health, disability and term insurance solutions. In the Calgary area, there is not enough quality life insurance and health insurance planning advice being offered to people like you.

Probably the reason you are here, looking on this website today is you don’t know where to turn for service and advice. If you live in the Calgary area we can provide you with a life insurance broker who would be happy to help you. Feel free to contact Life Guard Insurance anytime to get prompt and attentive service. If you want to know more about Life Guard Insurance, please visit our page describing the company’s philosophy and values.

We are here for all our clients. Life Guard Insurance is Life Insurance Calgary.

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